Please read these terms carefully before using our website or services
By accessing or using the website at legacycoveragegroup.org ("Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Site or services.
These Terms apply to all visitors, users, and others who access or use the Site, including those who submit quote requests or contact us through any form on the Site.
Legacy Coverage Group is an independent life insurance brokerage licensed in California. We provide insurance brokerage services, connecting consumers with licensed insurance carriers. We do not manufacture or underwrite insurance products directly.
Our services include:
Our brokerage services are provided at no cost to you. We are compensated by insurance carriers when a policy is placed, not by charging fees to clients.
By submitting your phone number through any form on our Site, you expressly consent to receive:
Message frequency: Message frequency varies based on your inquiry. You may receive up to 5 messages per week.
Message & data rates: Standard message and data rates may apply depending on your mobile carrier plan.
Opt-out: You may opt out of SMS communications at any time by replying STOP to any message. You may also call or email us to be removed from our contact list.
Help: Reply HELP to any message for assistance or contact us at (951) 889-8891.
We do not sell or share your phone number with third-party marketers. SMS consent is not a condition of purchasing any product or service.
The information provided on this Site is for general informational purposes only and does not constitute financial, legal, or tax advice. Insurance products and their suitability depend on individual circumstances.
You should consult with a licensed professional before making any insurance or financial decisions. While our advisors are licensed insurance brokers, they are not attorneys, financial planners, or tax advisors.
We strive to keep the information on our Site accurate and up to date. However, insurance products, rates, and availability change frequently. We make no warranty that any information on this Site is current, complete, or accurate at any given time.
Insurance rates and coverage availability are subject to underwriting approval by the carrier. Quotes provided are estimates only and are not binding offers of insurance.
When using our Site and services, you agree to:
Providing false information on an insurance application may result in denial of coverage or cancellation of a policy and may constitute insurance fraud, which is a crime.
All content on this Site including text, graphics, logos, images, and software is the property of Legacy Coverage Group or its content suppliers and is protected by applicable copyright and trademark laws.
You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our express written permission.
Our Site may contain links to third-party websites including insurance carriers, payment processors, and other service providers. We are not responsible for the content, privacy practices, or terms of service of any third-party sites.
Links to third-party sites do not constitute an endorsement of those sites or their content.
To the fullest extent permitted by law, Legacy Coverage Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our Site or services.
Our total liability for any claim arising from your use of our services shall not exceed the amount of any fees paid by you to Legacy Coverage Group in the 12 months preceding the claim (which in most cases is $0, as our services are free to clients).
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Riverside County, California.
We reserve the right to modify these Terms at any time. When we make material changes, we will update the "Last Updated" date at the top of this page. Your continued use of the Site after any changes constitutes your acceptance of the updated Terms.
If you have any questions about these Terms of Service, please contact us:
📍 14354 Annaleigh Ct, Moreno Valley, CA 92555
📞 (951) 889-8891 — Call or Text
Licensed Insurance Broker · State of California · Moreno Valley, CA