Privacy Policy

Who We Are

Legacy Coverage Group is an independent life insurance brokerage licensed in California. We operate at legacycoveragegroup.org and can be reached at (951) 889-8891 or flores.advisory@gmail.com.

As an independent broker, we work on your behalf to compare life insurance products from multiple carriers. We do not sell or manufacture insurance products directly — we connect consumers with licensed insurance carriers.

Information We Collect

We collect information you voluntarily provide when you submit a quote request form, contact us by phone or email, or interact with our website or advertisements.

Information you may provide includes:

• Full name
• Phone number
• Email address
• City, state, and zip code
• Type of insurance coverage you are interested in
• General information about your coverage needs

Information collected automatically includes:

• IP address and browser type
• Pages visited and time spent on our website
• Referring website or advertisement
• Device type (mobile, desktop, tablet)

How We Use Your Information

We use the information you provide solely to serve you as a prospective or current client. Specifically we use it to:

• Contact you to discuss your life insurance needs and options
• Provide free quotes from our network of 26 top-rated carriers
• Follow up on quote requests and consultations
• Improve our website and services based on usage patterns
• Send you relevant information about insurance products (with your consent)
• Comply with legal and regulatory requirements applicable to licensed insurance brokers

We will never use your information for purposes unrelated to insurance services without your explicit consent.

How We Share Your Information

We do not sell your personal information to third parties. Period.

We may share your information in the following limited circumstances:

• Insurance Carriers: When you request a quote, we may share your basic contact information with one or more of our 26 partner carriers to generate accurate quotes on your behalf. You will be informed before this occurs.
• Service Providers: We use trusted third-party tools (such as website hosting and email services) that may process your data on our behalf. These providers are contractually required to protect your information.
• Legal Requirements: We may disclose information if required by law, court order, or government regulation applicable to licensed insurance brokers in California.

Cookies & Tracking

Our website uses cookies and similar tracking technologies to improve your experience and measure the effectiveness of our advertising.

Types of tracking we use:

• Google Analytics: Helps us understand how visitors use our website so we can improve it
• Google Ads Tag (AW-18140800366): Tracks whether visitors from our Google Ads clicked our ads and submitted a quote request, helping us measure advertising effectiveness
• Meta Pixel (if applicable): Tracks visits from our Facebook and Instagram ads
• Essential cookies: Required for the website to function properly

You can control cookies through your browser settings. Disabling cookies may affect some website functionality but will not prevent you from submitting a quote request.

Your Rights & Choices

You have the following rights regarding your personal information:

• Access: You may request a copy of the personal information we hold about you
• Correction: You may request that we correct inaccurate information
• Deletion: You may request that we delete your personal information from our records
• Opt-Out: You may opt out of marketing communications at any time by calling or texting (951) 889-8891 or emailing flores.advisory@gmail.com
• California Residents (CCPA): California residents have additional rights under the California Consumer Privacy Act, including the right to know what personal information is collected and the right to non-discrimination for exercising privacy rights

To exercise any of these rights, please contact us using the information below. We will respond within 30 days.

Data Security

We take reasonable measures to protect your personal information from unauthorized access, disclosure, or misuse. Our website is hosted on Netlify, a secure hosting platform that uses HTTPS encryption for all data transmitted between your browser and our website.

While we implement industry-standard security practices, no method of transmission over the internet is 100% secure. We encourage you to contact us directly by phone for highly sensitive matters.

Children's Privacy

Our website and services are intended for adults aged 18 and older. We do not knowingly collect personal information from anyone under the age of 18. If you believe a minor has submitted information to us, please contact us immediately and we will delete it promptly.

Third-Party Links

Our website may contain links to third-party websites such as insurance carrier websites. We are not responsible for the privacy practices of those websites. We encourage you to review the privacy policy of any third-party website you visit.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically.

Continued use of our website after any changes constitutes your acceptance of the updated policy.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us: