Privacy Policy

How Legacy Coverage Group collects, uses, and protects your information

Effective Date: May 1, 2025  ·  Last Updated: June 10, 2026  ·  Applies to: legacycoveragegroup.org and all related services
Section 01

Who We Are

Legacy Coverage Group is an independent life insurance brokerage licensed in California. We operate at legacycoveragegroup.org and can be reached at (951) 889-8891 or flores.advisory@gmail.com.

As an independent broker, we work on your behalf to compare life insurance products from multiple carriers. We do not sell or manufacture insurance products directly — we connect consumers with licensed insurance carriers.

Section 02

Information We Collect

We collect information you voluntarily provide when you submit a quote request form, contact us by phone or email, or interact with our website or advertisements.

Information you may provide includes:

Information collected automatically includes:

We do NOT collect Social Security numbers, bank account information, credit card numbers, medical records, insurance policy numbers, or any other sensitive financial or health data through our website forms.

Section 03

How We Use Your Information

We use the information you provide solely to serve you as a prospective or current client. Specifically we use it to:

We will never use your information for purposes unrelated to insurance services without your explicit consent.

Section 03b

SMS Messaging Program

Legacy Coverage Group operates an SMS messaging program to communicate with clients and prospective clients regarding life insurance quotes, policy information, and follow-up from licensed advisors.

Consent: By submitting your phone number through any form on our website or by opting in via our chat widget, you expressly consent to receive SMS text messages and phone calls from Legacy Coverage Group. Consent is not a condition of any purchase.

Message types include:

Message frequency: Up to 5 messages per week depending on your inquiry and opt-in preferences.

Message & data rates: Standard message and data rates may apply depending on your mobile carrier plan.

To opt out: Reply STOP to any SMS message at any time. You will receive one final confirmation and no further messages will be sent.

For help: Reply HELP to any message or contact us at (951) 889-8891 or flores.advisory@gmail.com.

Supported carriers: AT&T, Verizon, T-Mobile, Sprint/T-Mobile, US Cellular, and most major US carriers. Carrier liability is not assumed by Legacy Coverage Group.

No sharing: SMS opt-in consent and phone numbers collected for SMS purposes are never sold, shared, or transferred to third parties or affiliates for their own marketing purposes.

Privacy: Your information is handled in accordance with this Privacy Policy. We do not use your SMS consent for any purpose other than communicating with you about insurance services.

Section 04

How We Share Your Information

We do not sell your personal information to third parties. Period.

We may share your information in the following limited circumstances:

We never sell, rent, or trade your personal information to marketers, data brokers, or unrelated third parties.

Section 05

Cookies & Tracking

Our website uses cookies and similar tracking technologies to improve your experience and measure the effectiveness of our advertising.

Types of tracking we use:

You can control cookies through your browser settings. Disabling cookies may affect some website functionality but will not prevent you from submitting a quote request.

Section 06

Your Rights & Choices

You have the following rights regarding your personal information:

To exercise any of these rights, please contact us using the information below. We will respond within 30 days.

Section 07

Data Security

We take reasonable measures to protect your personal information from unauthorized access, disclosure, or misuse. Our website is hosted on Netlify, a secure hosting platform that uses HTTPS encryption for all data transmitted between your browser and our website.

While we implement industry-standard security practices, no method of transmission over the internet is 100% secure. We encourage you to contact us directly by phone for highly sensitive matters.

Section 08

Children's Privacy

Our website and services are intended for adults aged 18 and older. We do not knowingly collect personal information from anyone under the age of 18. If you believe a minor has submitted information to us, please contact us immediately and we will delete it promptly.

Section 09

Third-Party Links

Our website may contain links to third-party websites such as insurance carrier websites. We are not responsible for the privacy practices of those websites. We encourage you to review the privacy policy of any third-party website you visit.

Section 10

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically.

Continued use of our website after any changes constitutes your acceptance of the updated policy.

Section 11

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact us:

Legacy Coverage Group

📞 (951) 889-8891 — Call or Text

📧 flores.advisory@gmail.com

🌐 legacycoveragegroup.org

Licensed Insurance Broker · State of California · Moreno Valley, CA